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Companies and charges

The companies that you can choose to manage your pension money have low charges, which is important for your savings. The lower the charges, the more pension you will receive.

Traditional pension insurance

  • Alecta 020-78 22 80 (also the default option)
  • AMF 020-696 320
  • Folksam 0771-950 950
  • SEB 0771-365 365
  • Skandia Liv 0771-555 500

Unit linked insurance

  • Futur Pension 08-504 225 00
  • Handelsbanken 0771‑77 88 99
  • Movestic 08-120 393 20
  • SPP 0771-533 533
  • Swedbank Försäkring 0771-221 122

Charges for traditional pension insurance

For taking care of your pension money the insurance company takes out charges on the total value of your pension capital.

Skriv tabellbeskrivning här

Insurance
companies

Charge

Cost for

investment

management

Total cost

Transfer fee

Alecta

0.09 %

(max SEK/year 600)

0.02%

0.11%

SEK 0

AMF

0.17 %

(max SEK/year 600)

0.03%

0.20%

(+ SEK/year 50)

SEK 200

Folksam

0.14 %

0.05%

0.19%

SEK 400

SEB

0.08 %

0.11%

0.19 %

(+ SEK/year 48)

SEK 180

Skandia

0.16%

0.04%

0.20%

(+ SEK/year 65)

 SEK 200

The charges shown in the table above are a charge to cover the insurance company's costs for managing the insurance. The investment management costs cover the insurance company's costs for investment management. The charges are deducted from your pension capital while the investment management cost reduces the return before it is allocated to your insurance.

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Charges for unit linked insurance

ellbeskrivning här

Insurance companies

Insurance fee

Cost per year

(insurance fee

included)

Transfer fee

Futur Pension

0.06% - 0.05%

0.19% - 0.11%

0 SEK

Handelsbanken

0.13% - 0.07%

0.14% - 0.08%

250 SEK

Movestic

0.20% - 0.12%

0.27% - 0.13%

0 SEK

SPP

0.13% - 0.07%

0.14% - 0.08%

200 SEK

Swedbank Försäkring

0.17% - 0.15%

0.21% - 0.18%

 150 SEK

The fee for the unit linked insurances may decrease as the risk is stepped down and the share of equity funds decreases in favor of bond funds

Collectum´s charges

Collectum charges an administration fee which is currently 1% of paid-in premiums. Collectum's fee is deducted from the premium before it is transferred to the insurance company of your choice

Call us

Private: +46 8 508 980 00 (from abroad) 020-40 85 00 (from Sweden)

Companies: +46 8 508 981 00

Phone hours

Monday-Friday 8:30–16:30

Postal address

103 76 Stockholm

Download choice forms and information about ITP.