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Family cover

Family cover is a compensation which goes to your family if you die before 65 years of age. The family cover is in force as long as premiums are paid, which means that the cover usually ceases if you are no longer an employee with ITP. The family cover is insured with Alecta.

How much will my family receive?

You add family cover in the ITP 1- or ITPK choice (depending on whether you have ITP 1 or ITP 2 ). You should state how much money should be paid in the event of your death.

Skriv tabellbeskrivning här

If you choose...

...your family will receive...

...which is...

1 price base amount

SEK 47,304 per year

SEK 3,942 per month

2 price base amount

SEK 94,596 per year

SEK 7,883 per month

3 price base amount

SEK 141,900 per year

SEK 11,825 per month

4 price base amount

SEK 189,204 per year

SEK 15,767 per month

You should also specify how long the family cover should be paid. You can choose 5, 10, 15 or 20 years.

Depending on what you choose and your age, family cover costs different amounts. The cost of family cover is deducted from the premium your employer pays for your ITPK pension. Please contact Collectum for more information about how much the family cover costs.

Who gets the money?

Pension is paid in order of priority to

  • spouse, registered partner or "sambo" (partner you live together with)
  • children regardless of age

If you wish to name another beneficiary, complete the form Special beneficiary provision.PDF

The beneficiaries you can choose aside from the people above are

  • previous spouse, cohabitant or registered partner
  • stepchildren or foster children.

By completing a special beneficiary provision you can also divide the money between several people.

If you are single and have no children

If you are single and have no children you have no reason to choose family cover. Then all your ITP money will be saved for your own future ITP or ITPK pension. You can add family cover whenever you want. You will then have to fill in a health declaration.PDF

Call us

Private: +46 8 508 980 00 (from abroad) 020-40 85 00 (from Sweden)

Companies: +46 8 508 981 00

Phone hours

Monday-Friday 8:30–16:30

Postal address

103 76 Stockholm

Download choice forms and information about ITP.