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What is TGL?

TGL means that a tax-free lump sum is paid to survivors if the employee would die before he or she retires.

Salaried employees over 18 who work an average of at least eight hours a week must have TGL. It is the employee’s spouse, registered partner, children, grandchildren or parents who receive the lump sum payment.

In order for a "sambo" to receive this payment, the employee must complete a special beneficiary provision. You can take out TGL for your salaried employees in one of the companies below.

Insurance terms and conditions are available on each company’s website.

Insurance companies

You can take out TGL for your salaried employees in one of the companies below. Insurance terms and conditions are available on each company’s website.

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Insurance company

Monthly premium per employee

Alectaexternal link

SEK 26

BLIWAexternal link

SEK 30

Folksamexternal link

SEK 25

Idun Liv Försäkring ABexternal link

SEK 35

Länsförsäkringar Grupplivförsäkringsaktiebolagexternal link

SEK 39

Movesticexternal link

SEK 39

Gamla Livförsäkringsaktiebolaget SEB Trygg Livexternal link

SEK 25

SEB Pension och Försäkring ABexternal link

SEK 43

Skandia Livexternal link

SEK 25

Call us

Private: +46 8 508 980 00 (from abroad) 020-40 85 00 (from Sweden)

Companies: +46 8 508 981 00

Phone hours

Monday-Friday 8:30–16:30

Postal address

103 76 Stockholm

Download choice forms and information about ITP.