Kontakt
Pensionsskola
-
- /
- /
- /
- /
- /
Your pension = your future salary
Make sure you have an occupational pension
Bearing in mind that people are living longer and longer, and may be retired for over 20 years, it’s important to start thinking about your pension during your working life. Your pension is what you will have to live on later in life. The occupational pension will be an important part of your total future pension.
Keeping track of your pension
Five tips to help you feel confident
If you are employed and have an occupational pension, you don’t need to worry. The fact of the matter is you don’t have to do much either. Just checking your future pension a few times a year is a great way to counter pension worries. And you can also make various choices if you want to, such as where to invest your money, or you can choose cover for your family.
At avtalat.se
Länk till annan webbplats, öppnas i nytt fönster. you can learn more about the work-based pension and insurance you’re entitled to as an employee.
Here are five tips to help you feel confident about your pension!
Think about whether your family would need extra money if you were to die. If you think they would, you can choose to add repayment cover or family cover to your ITP.
You can decide how much of a risk you want to take and which insurance company you want to invest your money in. But you don’t have to make a choice – if you do nothing, your money will be invested in a pre-selected and high-quality insurance company with low fees.
Find information about the various companies here Länk till annan webbplats, öppnas i nytt fönster..
The more you know about your occupational pension, the more confident you will feel. Read more about the ITP 1 and the ITP 2 here Länk till annan webbplats, öppnas i nytt fönster..
Find out about the advantages of working for a company with a collective agreement. Watch this film from PTK
Länk till annan webbplats., one of the partners behind the ITP.
The ITP occupational pension
Do you have to make a choice?
You don’t need to choose where to invest your ITP 1 or ITPK occupational pension if you don’t want to. Through our competitive tendering we have ensured that you get good pension insurance cover with low fees, even if you don’t make an active choice. What’s known as the default choice, which is also one of the eligible options, is a traditional insurance policy with Alecta.
However, if you want your family to receive money after your death, you need to actively choose family cover and/or repayment cover Länk till annan webbplats, öppnas i nytt fönster. for your ITP.
Life events
What happens if ... ?
Various events at work or in life can affect your pension in various ways or give you opportunities or choices that it’s good to know about.
You might become a parent Länk till annan webbplats, öppnas i nytt fönster., become ill Länk till annan webbplats, öppnas i nytt fönster. or be offered a salary exchange Länk till annan webbplats, öppnas i nytt fönster.. Or maybe you have been laid off Länk till annan webbplats, öppnas i nytt fönster. or are approaching retirement age Länk till annan webbplats, öppnas i nytt fönster..
At avtalat.se Länk till annan webbplats, öppnas i nytt fönster. you can read about what you need to know about the ITP occupational pension when various life events occur.
